If you work for yourself, finding health coverage is on you, and it is easy to feel lost about where to start.
These are the areas we help self-employed people in Washington think through, so you can move forward with a clear head. Each one is a plain-English starting point, not a sales pitch.
WHERE TO BEGIN
Getting started with coverage
A plain-English starting point if you work for yourself and are not sure where to begin. We help you understand the landscape and what to look into first.
› How individual coverage works when no employer is involved
› What to gather before you start looking
› Where the free official Washington resources fit in
EVERYDAY NEEDS
Everyday and preventive care
Routine visits, checkups, and everyday health needs are easy to overlook when you choose coverage for yourself. We help you understand how they fit into the options you may want to explore.
› How routine visits and checkups are typically handled
› Why preventive care is worth thinking about up front
› Questions to bring to a licensed conversation
CARE ON YOUR SCHEDULE
Virtual and telehealth options
Virtual primary care, urgent care, and mental-health support can fit a self-employed schedule. We help you learn how these options work so you can weigh them with everything else.
› How virtual primary and urgent care typically work
› Where mental-health support can fit
› What to look into for a schedule that moves
ONGOING ROUTINES
Prescription support
If you take regular medications, prescription coverage is worth understanding before you make a decision. We help you factor it in so nothing catches you off guard later.
› How prescription coverage generally fits in
› What to note if you take regular medications
› Where to confirm details with a licensed person
COMMON ADD-ONS
Dental and vision guidance
Dental and vision are common add-ons self-employed people overlook. We help you understand where they fit so nothing catches you off guard.
› Where dental and vision typically sit
› Why they are easy to forget when you choose your own coverage
› How they relate to the rest of your coverage picture
› What to ask when you review your options
WHEN INCOME MOVES
Coverage for variable income
Income that changes month to month makes coverage confusing. We help freelancers, contractors, and gig workers understand how to approach it with a calmer plan.
› How changing income affects the way you look at options
› What to keep track of through the year
› Where licensed guidance can steady the picture
WHERE TO START
A calmer way to begin
Not sure which one fits you?
You do not need to know that yet. Tell us a little about your situation and we will help you find the coverage options worth exploring.
There is no pressure and no cost to ask. We help you understand where to start, and when licensed guidance is the right next step, we connect you to it.
FREE OFFICIAL RESOURCES
Trusted Washington resources
You can review the free official Washington resources we recommend any time, whether or not you work with us.
- Washington Healthplanfinder The state marketplace where individuals and families can look into coverage.
- Office of the Insurance Commissioner Plain-English consumer guidance on individual and family health plans.
- Healthplanfinder for self-employed people A page written specifically for people who work for themselves.
This page is for general information only. It does not promise eligibility, pricing, subsidies, plan availability, enrollment, or coverage. Health insurance options depend on your personal situation, location, income, household, and available plans. If you request help, your information may be routed to a licensed person who can review your situation and explain what options may be available.