"Health Insurance Guidance for Self-Employed Workers"

Helping 1099 contractors, freelancers, consultants, and small business owners understand where to start, what to look at, and how to get licensed help.
SERVICES

Who We Can Help

We can help 1099 contractors, freelancers, gig workers, consultants, real estate agents, trade workers, sole proprietors, and small business owners who do not have a traditional employer plan. We help you understand where to start, what questions to ask, and how to connect with licensed guidance when you are ready.

Self-Employed Workers

Self-Employed Workers

No employer, no HR, no benefits packet. We help self-employed people in Washington understand where to start with health coverage and connect with licensed guidance when it fits.

1099 Contractors

1099 Contractors

Paid on a 1099 means coverage is on you. We help 1099 contractors in Washington understand how their income factors in and where to start with health insurance.

Independent Contractors

Independent Contractors

Your schedule, your clients, your coverage. We help independent contractors in Washington understand health insurance options in plain English, with no sales pressure.

Small Business Owners

Small Business Owners

Running a small business without a group plan means your own coverage is on you. We help Washington small business owners understand where to start.

Real Estate Agents

Real Estate Agents

Commission income and no employer benefits come with the territory in real estate. We help Washington real estate agents understand where to start with health coverage.

Trade Workers

Trade Workers

Self-employed in the trades means no employer benefits behind the tools. We help Washington trade workers understand where to start with health coverage.

Freelancers

Freelancers

Project to project, client to client, with no employer benefits behind you. We help freelancers in Washington understand how to approach health coverage and where to start.

Gig Workers

Gig Workers

Driving, delivering, and picking up gigs through apps means no employer benefits. We help gig workers in Washington understand where to start with health coverage.

Sole Proprietors

Sole Proprietors

As a sole proprietor, the business is you, and so is your health coverage. We help Washington sole proprietors understand where to start with health insurance.

Consultants

Consultants

Independent consulting means client work without employer benefits. We help consultants in Washington understand how to approach health coverage and where to start.

Construction Contractors

Construction Contractors

Running your own construction work means no employer benefits behind the crew. We help Washington construction contractors understand where to start with health coverage.

Home Service Professionals

Home Service Professionals

Running your own home-service business means no employer benefits. We help Washington home service professionals understand where to start with health coverage.

Contract Nurses

Contract Nurses

Travel and contract nursing often comes without steady employer benefits. We help Washington contract nurses understand where to start with health coverage.

Commission-Based Workers

Commission-Based Workers

When your pay is commission and you work for yourself, coverage is on you. We help commission-based workers in Washington understand where to start.

Online Business Owners

Online Business Owners

Running an online business means no employer benefits behind the screen. We help Washington online business owners understand where to start with health coverage.

Rideshare Drivers

Rideshare Drivers

Driving for a rideshare app means no employer benefits behind the wheel. We help Washington rideshare drivers understand where to start with health coverage.

Delivery Drivers

Delivery Drivers

Delivering through apps or on your own means no employer benefits. We help Washington delivery drivers understand where to start with health coverage.

Remote Contractors

Remote Contractors

Working remotely on contract means no employer benefits, wherever you log in from. We help remote contractors in Washington understand where to start with health coverage.

People Leaving Employer Coverage

People Leaving Employer Coverage

Losing or leaving a job-based plan means finding coverage on your own. We help people in Washington who are leaving employer coverage understand where to start.

Hairstylists and Barbers

Hairstylists and Barbers

Booth renters and self-employed stylists and barbers have no employer benefits. We help Washington hairstylists and barbers understand where to start with health coverage.

Massage Therapists

Massage Therapists

Independent massage therapists have no employer benefits. We help Washington massage therapists understand where to start with health coverage.

Designers

Designers

Independent designers have no employer benefits. We help Washington designers understand where to start with health coverage.

Web Developers

Web Developers

Freelance and contract web developers have no employer benefits. We help Washington web developers understand where to start with health coverage.

Insurance Agents

Insurance Agents

Independent insurance agents handle their own benefits too. We help Washington insurance agents understand where to start with their own health coverage.

Notaries

Notaries

Independent and mobile notaries have no employer benefits. We help Washington notaries understand where to start with health coverage.

Electricians

Electricians

Self-employed electricians have no employer benefits. We help Washington electricians understand where to start with health coverage.

Roofers

Roofers

Self-employed roofers have no employer benefits. We help Washington roofers understand where to start with health coverage.

Owner-Operators

Owner-Operators

Owner-operators run the truck and the business, with no employer benefits. We help Washington owner-operators understand where to start with health coverage.

Videographers

Videographers

Self-employed videographers have no employer benefits. We help Washington videographers understand where to start with health coverage.

Photographers

Photographers

Self-employed photographers have no employer benefits. We help Washington photographers understand where to start with health coverage.

IT Consultants

IT Consultants

Independent IT consultants have no employer benefits. We help Washington IT consultants understand where to start with health coverage.

Bookkeepers

Bookkeepers

Independent bookkeepers have no employer benefits. We help Washington bookkeepers understand where to start with health coverage.

Tax Preparers

Tax Preparers

Independent and seasonal tax preparers have no employer benefits. We help Washington tax preparers understand where to start with health coverage.

Seasonal Workers

Seasonal Workers

Seasonal and independent workers face coverage gaps between seasons. We help Washington seasonal workers understand where to start with health coverage.

Cleaning Business Owners

Cleaning Business Owners

Owners of independent cleaning businesses have no employer benefits. We help Washington cleaning business owners understand where to start with health coverage.

Painters

Painters

Self-employed painters have no employer benefits. We help Washington painters understand where to start with health coverage.

Creative Professionals

Creative Professionals

Designers, writers, photographers, and makers working for themselves have no employer benefits. We help Washington creative professionals understand where to start with health coverage.

Sales Representatives

Sales Representatives

Independent and commission-based sales reps have no employer benefits. We help Washington sales representatives understand where to start with health coverage.

Event Professionals

Event Professionals

Independent event professionals have no employer benefits. We help Washington event professionals understand where to start with health coverage.

Handymen

Handymen

Self-employed handymen have no employer benefits. We help Washington handymen understand where to start with health coverage.

Coaches

Coaches

Independent coaches have no employer benefits behind their practice. We help Washington coaches understand where to start with health coverage.

Tutors

Tutors

Independent tutors have no employer benefits. We help Washington tutors understand where to start with health coverage.

Fitness Trainers

Fitness Trainers

Independent fitness trainers have no employer benefits. We help Washington fitness trainers understand where to start with health coverage.

Personal Trainers

Personal Trainers

Self-employed personal trainers have no employer benefits. We help Washington personal trainers understand where to start with health coverage.

Mobile Mechanics

Mobile Mechanics

Independent mobile mechanics have no employer benefits. We help Washington mobile mechanics understand where to start with health coverage.

Software Contractors

Software Contractors

Independent software contractors have no employer benefits. We help Washington software contractors understand where to start with health coverage.

Marketing Consultants

Marketing Consultants

Independent marketing consultants have no employer benefits. We help Washington marketing consultants understand where to start with health coverage.

Landscapers

Landscapers

Self-employed landscapers have no employer benefits. We help Washington landscapers understand where to start with health coverage.

Truck Drivers

Truck Drivers

Independent and owner-operator truck drivers have no employer benefits on the road. We help Washington truck drivers understand where to start with health coverage.

Plumbers

Plumbers

Self-employed plumbers have no employer benefits. We help Washington plumbers understand where to start with health coverage.

Choose Your State

Health insurance resources are organized by state. Choose yours to get started.

Pick your state below to reach the hub built for self-employed workers, 1099 contractors, freelancers, and small business owners there. Each hub brings together official state resources, local city guidance, and practical next steps.

Washington State: Mount Rainier above evergreen forests and calm Puget Sound water at golden hour

Washington

Self-employed in Washington? Start with the Washington hub: official state resources, local city guidance, and where to begin.

View the WA hub ›

New York State: the Adirondack mountains and a calm lake with autumn light, open and welcoming

New York

Self-employed in New York? Start with the New York hub: official state resources, local city guidance, and where to begin.

View the NY hub ›