A sole proprietorship is the simplest way to work for yourself, and it means there is no separation between you and the business. That includes benefits. There is no employer and no group plan, so your health coverage is something you arrange entirely on your own.
The challenge sole proprietors face
Sole proprietors in Washington often run lean and handle everything themselves. Health coverage can feel like a maze, and it is easy to delay because the path is unclear. The real obstacle is usually a lack of plain, reliable information aimed at someone who is both the owner and the only employee.
How we help
We are a free resource that explains coverage in everyday language for people who are their own business. We help you understand how individual coverage works without a group plan, point you to the official Washington resources, and connect you with a licensed person when guidance is the right next step. We help you get oriented, with no sales pressure.
What sole proprietors often ask about
- How your business income is counted for an individual in Washington
- Which official Washington resources are worth reviewing first
- What details to have ready before a conversation with a licensed professional
- How to approach coverage as the owner and sole worker
Where to start
Being the whole business does not mean sorting this out in the dark. Share a few basics and we will help you understand what may be available and bring in licensed guidance when it makes sense.
This page is for general information only. It does not promise eligibility, pricing, subsidies, plan availability, enrollment, or coverage. Health insurance options depend on your personal situation, location, income, household, and available plans. If you request help, your information may be routed to a licensed person who can review your situation and explain what options may be available.